What’s the Law: Firearms Insurance


Question: Does my homeowners or renters insurance policy cover firearms?

Answer: Most likely no. Firearms insurance policies have different aspects.

The first is firearms loss (theft, fire, etc.). Some homeowners insurance may cover but only for a limited amount; most don’t exceed $2,500. Some polices exclude firearms completely. You can get an additional rider policy, and even the NRA and other carriers offer firearms loss insurance.

The second is liability insurance for harm caused by your firearm. Virtually all homeowners insurance exclude intentional harm caused by firearms. Insurance can’t cover the commission of a crime.

Also excluded from coverage is harm caused by using, owning, lending, and firing firearms. Umbrella insurance policies may also have a firearms liability exclusion.

There are separate insurance policies available for firearms liability. They cover the cost of a civil or criminal defense and the injury caused by the firearms use. Such policies cover you when you use a firearm in self defense.

It appears that if you are injured by someone at the range or while hunting, it isn’t covered by that person’s homeowners policy. You’re also not covered if your gun blows up or your shot injures or causes property damage.

Act 125 — The “so-called” Ivory Ban


Act 125 — The “so-called” Ivory Ban

Question: What’s happening to the ivory ban that was passed in 2016 in Hawaii?

Answer: Commonly referred to as the “Ivory Ban,” Act 125 goes much further than just ivory. This new law prohibits selling, buying, trading any part (not just ivory) of the elephant, mammoth, rhinoceros, tiger, great ape, shark and ray, sea turtle, walrus, narwhal, whale, hippopotamus, monk seal, lion, pangolin, cheetah, jaguar, and leopard.

Exceptions are: (1) the banned animal part is documented as 100 years or older; (2) the banned animal part is less than 20% of the firearm (or any item) which was manufactured before 1975 and is a fixed component; it seems that inlays are okay but not removable ivory pistol grips; and (3) traditional cultural practices.

Possession of such animal parts is not prohibited. You can still own them, but you cannot sell or trade them, and you cannot acquire such parts by buying or trading. You can acquire or transfer ownership of these parts via inheritance. Violation of the law is a full misdemeanor. Maximum sentence is $2,000 fine and one year in jail. The right of a jury trial is afforded. The law is now in effect, but enforcement will not start until June 30, 2017.

The foregoing is a quick overview of this complex new law. For more detailed information, refer to http://www.capitol.hawaii.gov/session2016/bills/GM1226_.PDF.

What’s the Law: New Rap Back System


Question: What’s the “Rap Back” system that the State of Hawaii just implemented?

Answer: The Rap Back Law (Act 108) has been implemented as of December 5, 2016. The law was enacted and signed by the Governor with much fanfare in July. After some five months, the process was finally established. Essentially, Rap Back is a FBI criminal history watch list where criminal acts will be reported to the subscribing states. Thus, any crime (“Rap”) committed will be reported “Back” to the “System” (Hawaii).

It is not a national firearms registration system. It registers people. Enrollment requires that you be finger printed, and information such as your social security number, physical description, gender, place and date of birth, and citizenship be submitted to the Rap Back system. HPD has the form online. The fee is $12 plus $30 for the Hawaii background check… a total of $42. HPD will accept major charge cards.

  1. If you already own firearms, you are not subject to enrollment.
  2. If you apply for a permit to acquire for either a hand gun or long gun, you will be enrolled.
  3. If you renew your long gun permit to acquire, you will be enrolled.
  4. If you arrive in Hawaii with a firearm to be registered, you will be enrolled.

You will NOT be issued a permit to acquire if you refuse to be enrolled in the Rap Back system, pay the $42 fee, and be fingerprinted.

Once you are enrolled, you are not subject to further fees; however, you will remain in the Rap Back system. Disenrollment only occurs when you:

  1. are deceased; or
  2. show proof that all of your firearms have been moved out of the State; or
  3. show proof that you have sold or transferred all of your firearms; or
  4. show proof that you have transferred all of your firearms to a federal firearms licensee FFL.

In simple terms, you will be required to enroll in the Rap Back system when you apply for a permit to acquire or register a firearm. If you do not acquire a firearm or apply for or renew a permit after the System went into effect, you are not subject to enrollment. If you sell or transfer a firearm, you are also not subject to enrollment.


Savage/Springfield 87M Rifle – Military Training Rifle?


Savage/Springfield 87M Rifle – Military Training Rifle?

by ST

Originally Published Apr 2014



One of the most perplexing mysteries in the field of collecting U.S. military training rifles has been the existence of the Savage/Springfield 87M .22 Cal. rifle. Origins of the rifle design go back to a rimfire rifle produced by the Savage Arms Company from 1938 to 1968, also known as the “Three-in-One” Rifle. Over a thirty year period, this rifle reached a total run of 1,500,000 rifles, surpassing any totals of popular rimfire rifle models produced by major firms like Winchester and Remington.

Collector values of the sporting versions of these rifles remain low due to the fact that they were produced under many names (Savage, Springfield, J. Stevens Co.), had too many model numbers to keep track of, sold at half the retail price of other rimfire rifles, and had such high production numbers.

The “Three-in-One” label was given to the action design which enabled the rifle to fire single shot, straight pull bolt action, or semi-automatic. The basic rifle was tubular magazine fed but also available in box magazine versions and could fire .22 Short, Long, and Long Rifle cartridges. Bolt action single shot and straight pull firing was accomplished by pushing the bolt handle (knob) into the bolt body, and semi-auto fire was accomplished by leaving the bolt handle out. Thus the rifle had three firing modes.

The military style training rifle Model 87M appeared very early in rifle production in 1940-41. The rifle had a walnut handguard and stock, and military bands with a steel buttplate. The design of the wood and front sight protector unmistakably resembles the M1 Garand just entering U.S. military service. No official information is available to suggest that the Model 87M was designed for military training use, but the deduction is that no other reason is sustainable in the light of the thousands of commercially produced rifles purchased and used by the military in WWII. The production run on the Model 87M was very short, accounting for its rarity to collectors today.

An actual military connection came in a form of a 12” barrelled, box magazine version equipped with a silencer tested by Army Ordnance during WWII. The OSS also tested many silenced .22 Cal. weapons during the war.


Right Rear Side of Rifle


Right Side Center with Handguard


Rifle Receiver Close up with Knob Handle





What’s the Law: Rap Back


What’s the Law

by Darry Choy


Question: What’s happening to the new Rap Back System?

Answer: The “Rap Back” bill was signed into law by the Governor and effective July 1, 2016. However, HPD wasn’t ready. Unconfirmed is the development of a computer program that was said to be operational September 1. No word on the fee for the mandatory enrollment, but a $60 fee was rumored. Enrollment would be required when obtaining a firearm or applying for a permit. This may apply to renewals of long gun permits. As of the end of August, officers at the HPD Firearms Division haven’t heard as to the status of Rap Back.

Essentially, the Rap Back service does not register your firearms, but it does register you as an individual. Rap Back provides authorized agencies, such as HPD, with notification of criminal and civil activity (restraining orders and mental health matters) of individuals. Rap Back does not provide new authority to agencies, including the FBI, for collection of biometric and biographical information. It does, however, implement new response services to notify agencies of subsequent activity for individuals enrolled in the service, including a more timely process of confirming suitability of those individuals for firearms ownership.

What’s the Law: Federal Court Cases


What’s the Law?

Federal Court Cases Update

QUESTION: What is the status of the Hawaii conceal carry case now in the federal court system? Word out that the federal courts also ruled on a gun store case.

ANSWER: As we all should remember, in Peruta v. Country of San Diego (Hawaii’s Baker v. Kealoha case is tied to it), a three-judge panel ruled (2-1) in favor of concealed carry back in 2014. The time for appeal ended, and it appeared the conceal carry controversy was won. However, one of the 9th Circuit judges pulled it out of the fire and got it before the 9th Circuit en banc panel of 11 judges for re-hearing. Note the State of Hawaii filed an amicus curiae brief opposing conceal carry. Arguments were completed on June 16, 2015. Almost a year since, and a decision is still pending. As of this writing, Peruta and Baker cases on conceal carry have not been resolved.

Meantime, another 9th Circuit three-judge panel ruled (2-1 concurred and dissented in part) in Teixeira v. County of Alameda that restrictions on gun shops violate the 2nd Amendment. Essentially, the right to own a gun also includes the right to buy one at a gun shop that isn’t subject to unreasonable zoning restrictions. This is an important ruling since a host of gun laws are being enacted that “recognize” gun ownership but renders it as hard as possible to exercise. Banning lead, closing gun ranges, banning hunting, banning guns at homes near schools, mandatory insurance, annual inspections are just a few samples of how your gun rights are subject to unreasonable restrictions.

Interesting to see if Teixeria will go to a 9th Circuit en banc session for re-hearing. Here is the link to the full text of Teixeira: http://www.hoffmang.com/firearms/teixeira/Teixiera-v-Alameda-2016-05- 16.pdf.

The judges in the Teixeira case were O’Scannlain, Bea, and Silverman. Well to note that Reagan appointee Judge O’Scannlain was also on the Peruta panel and wrote both pro gun opinions.

New Defender: a snub nosed pistol that shouldn’t exist

new defender

new defender




  … a snub-nosed pistol that shouldn’t exist!



It is a New Defender made by Harrington & Richardson as the Model 299 and is cataloged as being a top break revolver chambered in .22 Long Rifle, 9 shots, and the 2” barrel says exactly that. But, it isn’t. This pistol has a seven shot chambering for the .22 WRF, which is an inside lubricated bullet rimfire, with a larger diameter case than a .22 RF, and a little more velocity and energy. A common loading for WRF was a 40 gr. hollow point bullet with a muzzle velocity of 1440 fps, and that might be a clue to why and how this pistol came to be.

The New Defender was based on the Model 999 and follows the variations of the 999 exactly, according to William Goforth. It was touted as a short barreled revolver with target accuracy and has adjustable front and rear sights. The 999, or Sportsman, was a development of the U.S.R.A. Model, the design of which was strongly influenced by Walter Roper. The 999 was intended as a target pistol and had appropriate features, including H&R’s interchangeable grips, a fine trigger, and adjustable target sights.

The catalog listing for the 299 started in 1935 and stopped in 1939. This New Defender S/N has a D prefix, putting production in 1943. When I acquired the pistol, the rounded grip had been modified with some filler material to fit someone’s hand. Many parts for the 999 and 299 interchange, so it would have been possible for a gunsmith to simply swap out a seven shot cylinder and hand for the nine shot cylinder and hand but, apparently, that didn’t happen. The seven shot cylinder is numbered to the gun, in H&R style. It looks like a factory job.

This may have been a war time special order for someone who knew exactly what they wanted for a specific purpose. They would have had an easily concealable pistol, handy and quick, with more power than a .22 LR for close work. It could use .22 LR in a pinch, even though the cases sometimes split if fired in the WRF chamber. It would have been accurate enough for hitting at a distance, and the sights could be regulated for a specific load, again with more stopping power than a .22LR. It wouldn’t have been quite as loud as a centerfire pistol, either. This someone might have been working for, say, the OSS, perhaps? What would this little New Defender tell us, if it could talk?

Member Featured Firearm: FN 1922

IMG_0214 (1)


In a previous post, we showed a FN 1910 designed by John Browning as a followup to his popular FN 1900 pistol.  Today, we are showing a variant of the 1910 called the 1922.  The Yugoslav army was looking for a new military pistol and favored the 1910 but wanted a longer barrel and more magazine capacity.  FN was able to design some variations to the 1910 design to make this happen:

  • The grip was lengthened to allow 2 more rounds
  • A longer barrel was added
  • The bushing from the 1910 was replaced with a “Cap” that accommodated the longer barrel
  • A Lanyard ring was added

Like the 1910 and 1900, it is chambered in 7.65×17mm Browning (32acp).

For comparison, here is the 1910 on top and the 1922 on the bottom.


And a similar picture with the the cap removed for comparison.  You can see the frame length is identical but the barrel is longer and grip extended:


Here is an excellent article on crufflers.com about this Pistol.


Member Featured Firearm: fn 1905



Note:  This is a continuing series of posts highlighting some of the guns that HHAA members have in their collections.   Members, please see the newsletter for information about how to contact the webmaster and have your gun featured here.

The parade of early John Moses Browning pistols continues.  Today’s featured firearm is the Fabrique Nationale (FN) model 1905.  Named because of the patent date, this gun was sold by FN from 1906 until 1959.  The Colt Vest Pocket, which is virtually identical, came out 2 years later in 1908.  While John Browning sold gun designs to both FN and Colt, the 1905/1908 was the only design that was produced by both companies.  The gun was popularly known at the time as the “Baby Browning”, but it is a totally different gun from the “Baby Browning” designed by Dieudonné Saive for FN (although it is said that Saive based his design on the 1905).

This small striker fired, blowback pistol is chambered in the underwhelming 25acp (6.35×16mmSR) and is meant to be easily concealed in a gentleman’s “vest pocket”.  The removable magazine holds six rounds.


The gun features 3 safeties:  A manual safety, a grip safety and a magazine safety.


Above, is the gun field stripped. In the upper left hand corner, you can see the three parts of the striker.   The frame is in the upper right hand corner and the slide in the lower right.  In the center are the recoil spring, guide rod and the 2 inch barrel.  Finally, the 6 round magazine is in the lower left.

Very concealable but definitely more of a belly gun since the sights are minuscule.


Remembering December 25, 1776

Remembering December 25, 1776

In the early morning hours of December 25, 1776 the young soldiers with General Washington marched to McKonkey’s Ferry on the west bank of the Delaware River. When the army arrived it practiced formation and drill. It grew colder by the hour and the winds pickup. There will be no Christmas goose, plum pudding, cider, joy, family cheer or a warm hearth that day.

As Christmas night fell the army was slowly ferried across the ice choked Delaware. By 11PM the winter storm unleashed itself on the crossing army, but by 3AM the entire army was safely on the east bank. An 8 mile march in sleet on an icy road lay ahead and a stunning victory at Trenton. It turned the war around from the Americans like Midway turned the tide for the USA 166 years later.


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